Retailers and wholesalers are atypical business entities. Many other industries may find adequate protection through basic building or property insurance, however, retailers and wholesalers often require a broader range of coverage, including property insurance, to safeguard their operations. Fortunately, Capital Partners Insurance Agency, Inc. offers a range of specialized insurance plans tailored to the needs of retailers and wholesalers, providing comprehensive coverage at an affordable rate.

Insurance coverage plans for retailers and wholesalers typically emphasize property insurance over building insurance due to its broader scope and coverage. In addition to property insurance, our retailer and wholesaler insurance policy encompasses liability coverage that can be tailored to meet the specific needs and preferences of the policyholder. The spectrum of liability that businesses may face ranges from common lawsuits, including personal injury claims such as slip and fall incidents, to more specialized areas such as employment practices liability, which covers issues like sexual harassment allegations and other legal claims brought against the company or its employees.

The insurance plans offered by our retail and wholesale sectors encompass worker’s compensation coverage, ensuring financial protection for employees in the event of job-related injuries. The extent of the plan may determine eligibility for alternative options, such as participation in “Return to Work” programs or undergoing drug screenings.

In addition, our retail and wholesale insurance plans offer the possibility of incorporating coverage for essential company assets. It is a well-established fact that customers may not always be located in close proximity to a business, as they may reside across different geographical regions within a county or even across international borders. Consequently, we provide transportation insurance for shipments and goods, affording coverage for their transit in nearly all global locations. Furthermore, the organization may require the use of vehicles for the transportation of goods. Capital Partners Insurance Agency, Inc provides a variety of automobile insurance options tailored to the specific needs of retailers and wholesalers, taking into consideration factors such as the quantity and type of vehicles in their possession.

Capital Partners Insurance Agency, Inc provides a diverse range of insurance coverage options tailored specifically for commercial retailers and wholesalers. We will gladly provide guidance and assistance from our team of seasoned commercial insurance plan experts to help you ascertain the most suitable coverage for your needs. We are pleased and enthusiastic to address all inquiries and offer assistance in identifying the most suitable, cost-effective and comprehensive insurance coverage for retailers and wholesalers. We invite you to contact us at your earliest convenience.